Health Insurance Plans for 2025

Yvonne is eager to assist with quotes, enrollment & all things health insurance, including PEO, affordable ACA-compliant Minimum Value and Minimum Essential Coverage plans, COBRA, HRA, HSA, FSA funding accounts, subsidies, and more. Click here to schedule a meeting.

2025 Small Group Health Plans

Small group plans are available to 2025 employers with at least one employee, that is not an owner or spouse of an owner, enrolled in a health plan. Group rates change quarterly, but lock in for 12 months once coverage is bound

Click here for 2025 MVP Small Group plans
Click here for 2025 CDPHP Small Group plans
Click here for 2025 Delta Dental (through CDPHP) Small Group plans
Click here for 2025 NYS of Health Group Exchange plan quotes with potential tax credits
Click here for ACA Compliant 2025 Minimum Essential Coverage (MEC) and Minimum Value (MV) Plans - PENDING

Click here for 2025 Bundled Co-power Dental/Vision/Group Life/AD&D/EAP

Click here for 2025 Vision Small Group quotes
Click here for Group Life quotes
Click here for Accident/Sickness plan quotes
*other carriers available including Aetna, United HealthCare, Guardian, VSP & more

2025 Healthy NY Small Group Plans

Click here for low premium-subsidized Healthy NY plans for new or existing businesses that have not offered health benefits to their employees for more than 12 months.
*Includes income, contribution, and eligibility requirements.

2025 Individual Health Plans

Available to individuals and families, including premium subsidies, low-cost young adults (to age 30), and child-only plan options.

Click here for ICHRA (Individual Coverage HRA quotes
Click here for 2025 MVP individual health plans
Click here for Individual VSP Vision plans
Click here for 2025 NYS of Health Exchange quotes
Click here for an Individual Life Insurance quote
Click here for an Accident policy quote
Click here for Child Only plans *up to age 21 years
Click here for Telemedicine plans

Click here for Individual Delta Dental plans

2025 Medicare Advantage/Supplement Plans

Click here for Group and individual plan quotes, including MVP, CDPHP & United Healthcare Enrollment for Individual Medicare plans is available for all newly eligible to Medicare. Open enrollment for 2025 is October 15th through December 7th.

Small Business Property & Casualty Plans

New York State Disability Benefits Law (DBL)
New York Paid Family Leave (PFL)
All NYS employers with one or more employees are required to provide DBL and Paid Family Leave (PFL) insurance for their employees. The Disability Benefits Law provides benefits for disabilities due to non-occupational injury or illness.
Workers Compensation
All NYS employers are required to carry workers' compensation for their employees. For-Profit Businesses Workers' Compensation Coverage Requirements (ny.gov)
Business Auto
General Liability
Professional Liability
Property Insurance

We’re ready, willing, and able to help you with all of your business insurance needs. Contact below for an individual consultation.