Health Insurance Plans for 2024
Ryan & Ryan Insurance Brokers, Inc. is the Ulster County Regional Chamber of Commerce’s insurance partner, offering plans for individuals, sole proprietors & businesses from every insurance carrier in the region, including health & life insurance, business property & casualty and personal lines.
Health Insurance
Yvonne Wynkoop, Licensed NYS Life, Accident & Health Broker
Ryan & Ryan Insurance
845.453.6542
ywynkoop@ryaninsure.com
Hours: 7am to 6:30pm, Monday thru Friday
Yvonne is eager to assist with quotes, enrollment & all things health insurance, including PEO, affordable ACA-compliant Minimum Value and Minimum Essential Coverage plans, COBRA, HRA, HSA, FSA funding accounts, subsidies, and more. Click here to schedule a meeting.
2024 Small Group Health Plans
Small group plans are available to 2024 employers with at least one employee, that is not an owner or spouse of an owner, enrolled in a health plan. Group rates change quarterly, but lock in for 12 months once coverage is bound
Click here for 2024 MVP Small Group plans
Click here for 2024 CDPHP Small Group plans
Click here for 2024 Oxford Small Group plans - NEW!
Click here for 2024 Delta Dental (through CDPHP) Small Group plans
Click here for 2024 NYS of Health Group Exchange plan quotes with potential tax credits
Click here for ACA Compliant 2024 Minimum Essential Coverage (MEC) and Minimum Value (MV) Plans - NEW!
Click here for 2024 Bundled Co-power Dental/Vision/Group Life/AD&D/EAP - NEW!
Click here for 2024 Vision Small Group quotes
Click here for Group Life quotes
Click here for Accident/Sickness plan quotes
*other carriers available including Aetna, United HealthCare, Guardian, VSP & more
2024 Healthy NY Small Group Plans
Click here for low premium-subsidized Healthy NY plans for new or existing businesses that have not offered health benefits to their employees for more than 12 months.
*Includes income, contribution, and eligibility requirements.
2024 Individual Health Plans
Available to individuals and families, including premium subsidies, low-cost young adults (to age 30), and child-only plan options.
Click here for ICHRA (Individual Coverage HRA quotes- NEW!
Click here for 2024 MVP individual health plans
Click here for Individual VSP Vision plans- NEW!
Click here for 2024 NYS of Health Exchange quotes
Click here for an Individual Life Insurance quote
Click here for an Accident policy quote
Click here for Child Only plans *up to age 21 years
Click here for Telemedicine plans
Click here for Individual Delta Dental plans- NEW!
2023 Medicare Advantage/Supplement Plans
Click here for Group and individual plan quotes, including MVP, CDPHP & United Healthcare Enrollment for Individual Medicare plans is available for all newly eligible to Medicare. Open enrollment for 2024 is October 15th through December 7th.
Small Business Property & Casualty Plans
New York State Disability Benefits Law (DBL)
New York Paid Family Leave (PFL)
All NYS employers with one or more employees are required to provide DBL and Paid Family Leave (PFL) insurance for their employees. The Disability Benefits Law provides benefits for disabilities due to non-occupational injury or illness.
Workers Compensation
All NYS employers are required to carry workers' compensation for their employees. For-Profit Businesses Workers' Compensation Coverage Requirements (ny.gov)
Business Auto
General Liability
Professional Liability
Property Insurance
We’re ready, willing, and able to help you with all of your business insurance needs. Contact below for an individual consultation.
Contact:
Kristin Bradley, NYS Licensed Property & Casualty Broker
Ryan & Ryan Insurance
845.340.0001
kbradley@ryaninsure.com
Hours: 8am to 5pm, Monday thru Friday
or
Robert J Ryan Jr, CIC
Ryan & Ryan Insurance
845.340.0001
bryan@ryaninsure.com
Hours: 8am to 5pm, Monday thru Friday
Farm & Agriculture Insurance Plans
Contact:
Jeff Smith, CIC, LUTCF
Ryan & Ryan Insurance
845.340.0001
jsmith@ryaninsure.com
Hours: 8am to 5pm, Monday thru Friday
Personal Lines Plans
Homeowners Insurance
Auto
Boat/Recreational Vehicle
Personal Umbrella
Contact:
Kathleen DiBella, NYS Licensed Property & Casualty Broker
Ryan & Ryan Insurance
845.340.0001
KDiBella@ryaninsure.com
Hours: 8am to 5pm, Monday thru Friday